Terms and Conditions
Last updated: [insert date]. This is a general draft template and should be reviewed by a qualified legal professional before publication, as it does not constitute legal advice and has not been tailored to any specific jurisdiction.
These Terms and Conditions ("Terms") govern your access to and use of the website, tools, and services provided by Crestofarix ("we", "us", "our"). By accessing or using our services, you agree to be bound by these Terms. If you do not agree, please do not use the site or services.
1. Nature of the Service
Crestofarix provides AI-driven data analysis and decision-support tools intended to help users interpret information and organise investment-related decisions. Our service does not constitute financial, legal, tax, or investment advice, and we are not a broker, dealer, financial adviser, or fiduciary of any kind.
Any outputs, forecasts, patterns, or suggestions generated by our tools are provided for informational and educational purposes only. They are based on historical and available data and should not be relied upon as guarantees of future performance or outcomes.
2. Eligibility and Account Responsibilities
To use certain features of our service, you may be required to create an account. You agree to provide accurate, current, and complete information and to keep your account credentials confidential. You are responsible for all activity that occurs under your account.
You must be of legal age in your jurisdiction to enter into a binding agreement in order to use our services. By using Crestofarix, you represent that you meet this requirement.
3. Acceptable Use
You agree not to misuse the service. This includes, without limitation, refraining from:
- Attempting to reverse-engineer, copy, or resell our tools, models, or outputs without authorisation.
- Using the service for any unlawful, fraudulent, or harmful purpose.
- Interfering with the normal operation of the platform, including through automated scraping or excessive load.
- Misrepresenting your identity or affiliation when interacting with the service.
We reserve the right to suspend or terminate access for any user who violates these Terms or engages in conduct we reasonably consider harmful to the service or other users.
4. No Investment Advice; Assumption of Risk
All investment and financial decisions involve risk, including the possible loss of principal. Predictive analysis and data-driven insights provided by Crestofarix are derived from patterns in available data and do not guarantee future results. Past performance, whether real or simulated, is not indicative of future outcomes.
You acknowledge that you are solely responsible for any decisions made using information obtained through our service, and that you should seek independent, qualified financial or legal advice before making investment decisions.
5. Fees and Payment
Where applicable, fees for access to premium features or subscriptions will be disclosed prior to purchase. You agree to pay all fees associated with your selected plan. Fees are generally non-refundable except where required by applicable law or as otherwise stated at the time of purchase.
We reserve the right to modify pricing or subscription terms, with reasonable notice provided to existing subscribers where required.
6. Intellectual Property
All content, software, designs, trademarks, and materials associated with Crestofarix are owned by us or our licensors and are protected by applicable intellectual property laws. You are granted a limited, non-exclusive, non-transferable licence to use the service for its intended personal or internal purpose only.
You may not copy, modify, distribute, or create derivative works from any part of the service without our prior written consent.
7. Third-Party Data and Links
Our service may incorporate or reference data, tools, or links from third-party sources. We do not control and are not responsible for the accuracy, completeness, or reliability of any third-party content, and inclusion of such content does not imply endorsement.
8. Disclaimer of Warranties
The service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Crestofarix and its affiliates, officers, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or investment value, arising from your use of or inability to use the service, even if advised of the possibility of such damages.
Our total aggregate liability for any claim arising out of or relating to these Terms or the service shall not exceed the amount, if any, paid by you to Crestofarix in the twelve (12) months preceding the claim.
10. Indemnification
You agree to indemnify and hold harmless Crestofarix and its affiliates from any claims, damages, losses, liabilities, and expenses arising from your use of the service, your violation of these Terms, or your violation of any rights of a third party.
11. Termination
We may suspend or terminate your access to the service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users or the service. You may stop using the service at any time. Provisions that by their nature should survive termination will continue to apply.
12. Changes to These Terms
We may update these Terms from time to time to reflect changes to our service or for legal, regulatory, or operational reasons. Any material changes will be communicated through the site or other reasonable means. Continued use of the service after changes take effect constitutes acceptance of the revised Terms.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Crestofarix operates, without regard to conflict of law principles. [Insert specific governing law and jurisdiction details as applicable to your business.]
14. Severability and Entire Agreement
If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Crestofarix regarding your use of the service.
15. Contact
If you have questions about these Terms, please get in touch via our contact page.